Coast FIRE vs Lean FIRE: Key Differences
Quick Answer
Coast FIRE focuses on having enough invested today for future retirement, while Lean FIRE focuses on reaching full financial independence with a low-cost lifestyle. You can pursue both if your future spending target is intentionally lean.
| Type | Main idea |
|---|---|
| Coast FIRE | Current investments can compound to a future retirement target. |
| Lean FIRE | Investments can fund a lower-cost lifestyle now or soon. |